Protecting Your Most Valuable Asset – You
Life Insurance Covers and How They Help
Without you or your income, your practice, lifestyle and anyone who depends on you will be adversely affected. A protection plan is not complete without considering your life insurance needs.
We can refer you to one of our trusted partners, Steadfast Life*, to help you with your life insurance needs. They share the same values and commitment to protecting you and your business.
Click here for more information
Life Insurance provides a lump sum payment to a nominated beneficiary in the event of death or Terminal Illness. It’s the most common form of personal insurance and helps ensure that the financial future of your family is safe and secure. You should also consider the need for life insurance and the key person risk in your business.
TPD provides a lump sum benefit if you are unable to work again due to sickness or injury. The benefit paid can be used to cover medical costs, make necessary modifications to the home, or supplement your personal income.
Your lifestyle and financial plan depends on your income. Income Protection Insurance is designed to support you if you are unable to work due to sickness or injury and the premium paid is usually tax deductible.
Trauma insurance cover is designed to help with the financial impact if you suffer a heart attack, stroke, cancer, major head trauma or other life threatening conditions. It provides a lump sum payment when a specified illness or injury occurs.
Please note: The above information is general in nature only. Before you decide to purchase life insurance or retain your existing cover, you should consider whether the advice is appropriate for your financial situation, needs or objectives and consider the applicable Product Disclosure Statement.
*The above services are provided by Steadfast Life Pty Ltd ABN 81 111 380 388 AFSL 421904
Insurance House Pty Ltd ABN 33 006 500 072 AFSL 240954, may receive a referral commission if you decide to purchase insurance through Steadfast Life. If any questions, speak with your Adviser.
Insurance cover is subject to the insurer’s acceptance. All product descriptions are general descriptions only and may vary subject to the full terms, conditions, exclusions and limits of the policy selected.
*Life insurance products and related services provided by Steadfast Life Pty Ltd ABN 81 111 380 388 AFSL 421904. For further information visit their website: www.steadfastlife.com.au
